Disability And Finances: How To Be Financially Stable
by on May 17th, 2014
Most of us are struggling to make ends meet. The economy has slowed down, lay-offs are becoming a norm of sorts, and salaries are taking a hit. Financial security is a priority for everybody. Having a disability may seem like a hurdle in making economic progress, but with a few smart moves and concrete planning and research, those with disabilities can also lead a financially secure and satisfying life.
Take Assistance of College Financial Aid Programs
A college degree sharpens your skills and gives you better employment opportunities. However, not everybody can afford a college education, especially those who are disabled and are already spending a large amount of money on medical aid and support.
It is then a good idea to take assistance from the various supplementary financial aids for your college education. The Americans with Disabilities Act (ADA) ensures that everybody should get equal access to educational opportunities and vocational rehabilitation. Most colleges have financial assistance programs for students with disabilities. The type of aid provided may vary from state to state, but there will always be scholarships, grants and loans available for disabled students.
You should research and apply for these as soon as possible as they will be in high demand and may get exhausted soon. Discrimination at workplace due to disability may be prohibited but is still present in many organizations. A college education or a specialization can give you an advantage in such cases and may cement your position strongly in the organization.
Similarly, vocational rehabilitation ensures various financial aid and facilities for the disabled to help them obtain better employment opportunities. This would include paid training for specific jobs, job-placements, commuting and transportation facilities, special equipment required for the job and regular follow-up of the individual’s growth and progress in the job.
Talk to your financial consultant or family member who looks after your finances and contact your state agency or financial aid office at school to know what resources and grants are available to you...
Read the full article at Tweak Your Biz
(http://tweakyourbiz.com/finance/2014/05/17/disability-finances-financially-stable/)
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